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Please read these terms and conditions carefully. By accessing
this site and any pages thereof, you agree to be bound by
the terms and conditions below. If you do not agree to the
terms and conditions below, do not access this site, or
any pages thereof.
Copyright © Vantus Bank 2003. All Rights Reserved
Copyright in the pages and in the screens displaying the
pages, and in the information and material therein and in
their arrangement, is owned by Vantus Bank unless
otherwise indicated.
The information and materials contained in these pages,
and the terms, conditions, and descriptions that appear,
are subject to change. Unauthorized use of Vantus
Bank’s web site and systems, including but not limited
to, unauthorized entry into Vantus Bank’s systems,
misuse of passwords, or misuse of any information posted
on this web site is strictly prohibited. Your eligibility
for particular products and services is subject to final
determination by Vantus Bank and/or its affiliates.
Investment services offered by Vantus Bank are not
bank deposits or insured or guaranteed by the bank, by the
FDIC or any other government entity, and are subject to
investment risks, including possible loss of principal amount
invested.
This web site may contain links to web sites controlled
or offered by third parties (non-affiliates of Vantus
Bank). Vantus Bank hereby disclaims liability for
any information, materials, products or services posted
or offered at any of the third party sites linked to this
web site. By creating a link to a third party web site,
Vantus Bank does not endorse or recommend any products
or services offered or information contained at that web
site, nor is Vantus Bank liable for any failure of
products or services offered or advertised at those sites.
Such third parties may have privacy policies different from
that of Vantus Bank and the third party websites
may provide less security than the Vantus Bank web
site.
The information and materials contained in this web site,
including text, graphics, links or other items are provided
"as is", "as available". Vantus
Bank does not warrant the accuracy, adequacy or completeness
of this information and materials and expressly disclaims
liability for errors or omissions in this information and
materials. No warranty of any kind, implied, express or
statutory including but not limited to the warranties of
non-infringement of third party rights, title, merchantability,
fitness for a particular purpose and freedom from computer
virus, is given in conjunction with the information and
materials.
In no event will Vantus Bank be liable for any damages,
including without limitation direct or indirect, special,
incidental, or consequential damages, losses or expenses
arising in connection with this web site or any linked site
or use thereof or inability to use by any party, or in connection
with any failure of performance, error, omission, interruption,
defect, delay in operation or transmission, computer virus
or line or system failure, even if Vantus Bank, or
representatives thereof, are advised of the possibility
of such damages, losses or expenses.
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Some of the information on or available
through this web site may contain forward-looking statements
about First Federal Bankshares, Inc., the holding company
for Vantus Bank, and their affiliates and subsidiaries,
including forecasts or estimates of its future financial
performance and condition, and descriptions of its plans
and objectives for future operations, products or services.
Forward-looking statements made by parties other than
First Federal Bankshares, Inc. do not represent forecasts,
estimates or opinions of First Federal Bankshares, Inc.
or its management. We do not by our inclusion of or reference
to such forward-looking statements adopt, endorse or concur
with such forward-looking statements.
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First Federal Bankshares, Inc.’s
forward-looking statements are subject to risks and uncertainties,
and there are a number of factors that could cause actual
conditions, events or results to differ significantly
from those described in its forward-looking statements.
For information on some of these factors, refer to First Federal Bankshares, Inc.’s reports filed with the
Securities and Exchange Commission.
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First Federal Bankshares, Inc. does not
undertake any obligation to update information on or available
through this web site, including its forward-looking statements,
whether as a result of new information, future events
or otherwise.
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None of the information on or available
through this web site is part of any prospectus for any
securities offerings of First Federal Bankshares, Inc.
unless we include, or specifically incorporate by reference,
that information in a document that we expressly identify
as a prospectus or part of a prospectus for that offering.
All information submitted to Vantus Bank and First Federal Bankshares, Inc. via this web site shall be deemed
and remain the property of Vantus Bank and First Federal Bankshares, Inc., and Vantus Bank and First Federal Bankshares, Inc. shall
be free to use, for any purpose, any idea, concepts,
know-how or techniques
contained in information a visitor to this site provides
Vantus Bank and First Federal Bankshares, Inc.
through
this web site. Vantus Bank and First Federal Bankshares,
Inc. shall not be subject to any obligations of confidentiality
regarding submitted information
except as agreed by the Vantus Bank and First Federal
Bankshares, Inc. entity having the direct customer relationship
or as otherwise specifically
agreed or required by law. For further information, see
our privacy policy.
This web site is not intended for distribution to, or use
by, any person or entity in any jurisdiction or country
where such distribution or use would be contrary to local
law or regulation. By offering this web site and information,
or any products or services via this web site, no distribution
or solicitation is made by Vantus Bank to any person
to use this web site, or such information, products or services
in jurisdictions where the provision of this web site and
such information, products and services is prohibited by
law.
Certain sections or pages on this web site may contain separate
terms and conditions, which are in addition to these terms
and conditions. In the event of a conflict, the additional
terms and conditions will govern for those sections or pages.
Use of this site shall be governed by all applicable Federal
laws of the United States of America and the laws of the
State of Iowa.
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